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Prescription Drug Prior Authorization Criteria

Prior authorization (PA), programs that focus on specific drugs and require review and approval for coverage, can play a crucial role in managing the cost and safety of your prescription program. Yet too often PA is a rubber stamp that doesn’t provide value and causes member dissatisfaction - a lose-lose situation. But that doesn’t mean you should abandon the concept. A number of factors have made prior authorization programs more important than ever, including:

  • Increased prescription drug spending is propelled by increases in the sales of a relatively small number of top-selling drugs each year. Many of these new, expensive and heavily advertised drugs are similar to existing medicines and add little or no value.
  • Medical mistakes are the fifth leading cause of death in the U.S. and often involve prescription drugs.
  • The same drug is often prescribed to treat various conditions. Sometimes the plan covers a drug to treat certain conditions, but not others.

The purpose of PA is to double check that the prescription is appropriate and safe for the individual – and eligible for coverage under the plan. Based on your plan’s experience and coverage rules, Associates & Wilson can help you select which drugs to include in the program and develop rationale criteria based on best practice guidelines. We’ll also make sure member communications go beyond the typical frustrating denial letter that doesn’t include the specific reason for the denial or what information members need to do to receive coverage. The result is a safer program that manages cost and educates members – a win-win-win situation.

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